Depending on the specific details of your financial situation, we may be able to help if your credit history isn’t in the best shape.
We work with a number of specialist lenders who specifically offer mortgages for those with poor credit, as well as the well-known high street lenders.
Once you’ve created an account, we’ll ask you to provide a credit report and details about your credit history before confirming if we can help.
Usually if you’ve had a CCJ, or have been on a debt management plan, these will need to have been cleared for three years before applying for a mortgage. Most lenders will require no past mortgage payments to have been missed for at least six years before applying for a mortgage.
If we’re unable to help you find a mortgage because of bad credit, we’ll point you in the direction of someone more suitable.
Find out more about applying for a mortgage if you have bad credit.