A Mortgage in Principle (MIP) is a simple document telling you how much you’re likely to be able to borrow to buy a home. It also shows estate agents that you’re a serious buyer, putting you in a better position to make an offer that’s more likely to be accepted.
To find out how much we think you’ll be able to borrow, we’ll ask you a few questions around your personal details and income. This won’t take long, and we can provide you with an automated MIP in five minutes, although it might take us a little longer if your circumstances are more complicated. Get started here.